• Credit & Debit Cards: By allowing your customers to pay with the Visa, Mastercard, American Express and Discover cards, you are getting your share of a billion dollar market. ePayData can provide you with the tools necessary to open your business up to a wider range of consumers who prefer to pay with their credit card.
  
  ePayData can also provide you with a secure PIN device that will allow your customers to use their debit or check cards. You and your customers will experience a more secure transaction as well as experience the peace of mind in knowing that the funds are available.
• Gift Cards and Loyalty Programs: Keep your customers coming back with customized Gift Cards that remind them of your business and Loyalty Programs that reward your frequent guests. You can program by frequency, specials, birthdays, etc.
  
  
• ACH Processing: Keep your customers coming back with customized Gift Cards that remind them of your business and Loyalty Programs that reward your frequent guests. You can program by frequency, specials, birthdays, etc.
  
  
• Cash Advance: Are you looking for more money right now to invest in inventory, increase advertising or help the cash flow of your business but don't want to go through the extensive process of obtaining a bank loan or line of credit?
  
  ePayData, Inc. has the means to turn your credit card processing dollars into cash with in as little as ten days.  If you are a restaurant, retail or service business that has been in business for at least a year and currently has a minimum processing amount of $4,000.00, you are eligible for a cash advance!
  
    We want to assist you by investing in your future, if you believe your business is ready to grow and all you are waiting for is the capital to make it happen, contact us and we will get you there!
  
  
• Online Reporting: ePayData allows you to connect to our powerful online reporting modules.  You can view transactions in real time with configurable options.
  
  
• Chargeback Monitoring: Allows higher risk merchants to get an early warning for card holder disputes.  We automatically e-mail our merchants when we receive the notification up to 3 or 4 days before you receive notification via the United States Postal Service.  Merchants have the ability to log in and view this data using the e-mail address we have on file as the user name.
• Virtual Terminals: Process cards and checks via the web though one of several web based gateways such as LUCY, EZIC or Authorize.net